# \#insurance **URL:** https://www.starzen.space/tag/insurance/8.md [Latest](https://www.starzen.space/latest.md) · [Categories](https://www.starzen.space/categories.md) · [Tags](https://www.starzen.space/tags.md) --- ## [StarWear NEEDS These 3 Features to Actually Work](https://www.starzen.space/t/starwear-needs-these-3-features-to-actually-work/38783)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [August 16, 2026, 7:51pm UTC](https://www.starzen.space/t/starwear-needs-these-3-features-to-actually-work/38783 "2026-08-16T19:51:17Z")
The upcoming Star Citizen patch 4.11 introduces the Starwear armor system overhaul, but its full potential relies on integrating three key features: FPS scanning for enhanced tactical information, suit lock… --- ## [STAR CITIZEN | We CAN´T Even Enjoy Our SHIPS❗](https://www.starzen.space/t/star-citizen-we-can-t-even-enjoy-our-ships/38729)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [August 14, 2026, 8:13pm UTC](https://www.starzen.space/t/star-citizen-we-can-t-even-enjoy-our-ships/38729 "2026-08-14T20:13:52Z")
The video criticizes Star Citizen for its frustrating gameplay experience, where monetization tactics like repeated charges for claiming purchased ship skins and constant ship nerfs overshadow actual enjoym… --- ## ["WHY I Can't Rearm My Missiles?" | New Insurance System Explained & Workaround | SC Player Guide](https://www.starzen.space/t/why-i-cant-rearm-my-missiles-new-insurance-system-explained-workaround-sc-player-guide/38512)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [August 4, 2026, 8:39pm UTC](https://www.starzen.space/t/why-i-cant-rearm-my-missiles-new-insurance-system-explained-workaround-sc-player-guide/38512 "2026-08-04T20:39:07Z")
The video explains that due to a recent Star Citizen patch, missiles and other consumables no longer automatically rearm upon reclaiming insured ships unless the ship was delivered with a full loadout, caus… --- ## [STAR CITIZEN | Does Insurance Cover Weapons in Gun Racks⁉️ 🤔](https://www.starzen.space/t/star-citizen-does-insurance-cover-weapons-in-gun-racks/36887)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 20, 2026, 5:26pm UTC](https://www.starzen.space/t/star-citizen-does-insurance-cover-weapons-in-gun-racks/36887 "2026-05-20T17:26:26Z")
The creator tests whether weapons stored in Star Citizen 4.8’s ship gun racks persist after saving, insuring, and reclaiming the ship, finding that the loadouts do not reliably remain intact, leading to fru… --- ## [Star Citizen DefenseCon Day 6 Warbonds 2026](https://www.starzen.space/t/star-citizen-defensecon-day-6-warbonds-2026/36859)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 19, 2026, 5:53pm UTC](https://www.starzen.space/t/star-citizen-defensecon-day-6-warbonds-2026/36859 "2026-05-19T17:53:08Z")
The video reviews the high cost and limited discounts of ships like the Odin and Guardian Qi during Star Citizen’s DefenseCon Day 6 Warbonds 2026 event, while providing detailed insights into Cross-Chassis … --- ## [STAR CITIZEN | Is 4.8 REALLY A DISASTER⁉️ 😯](https://www.starzen.space/t/star-citizen-is-4-8-really-a-disaster/36793)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 17, 2026, 4:46pm UTC](https://www.starzen.space/t/star-citizen-is-4-8-really-a-disaster/36793 "2026-05-17T16:46:53Z")
The video critiques Star Citizen patch 4.8 for its numerous persistent bugs, clunky insurance system, and frustrating gameplay issues that undermine player progression and enjoyment despite the game’s long … --- ## [Can Nested Ships Be Insured In 4.8 Pt.2 | Vehicle Loadout Insurance Test](https://www.starzen.space/t/can-nested-ships-be-insured-in-4-8-pt-2-vehicle-loadout-insurance-test/36759)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 16, 2026, 10:21am UTC](https://www.starzen.space/t/can-nested-ships-be-insured-in-4-8-pt-2-vehicle-loadout-insurance-test/36759 "2026-05-16T10:21:43Z")
The video tests and confirms that in Star Citizen patch 4.8 Pt.2, nested ships stored inside larger “mother” ships cannot be insured and reclaimed together as a single unit, as only the mother ship’s insura… --- ## ["Nested" Ship Insurance & FPS Weapon Insurance In 4.8 | Ship Loadout Insurance Testing 4.8](https://www.starzen.space/t/nested-ship-insurance-fps-weapon-insurance-in-4-8-ship-loadout-insurance-testing-4-8/36758)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 16, 2026, 5:33am UTC](https://www.starzen.space/t/nested-ship-insurance-fps-weapon-insurance-in-4-8-ship-loadout-insurance-testing-4-8/36758 "2026-05-16T05:33:47Z")
The video tests Star Citizen 4.8’s new nested vehicle and FPS weapon insurance features, revealing that nested ships, cargo, and weapons are not properly saved or insured within parent ships as intended. Th… --- ## [Star Citizen DefenseCon Day 1 Warbonds 2026](https://www.starzen.space/t/star-citizen-defensecon-day-1-warbonds-2026/36722)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 15, 2026, 3:58am UTC](https://www.starzen.space/t/star-citizen-defensecon-day-1-warbonds-2026/36722 "2026-05-15T03:58:36Z")
The video reviews Star Citizen’s Defense Con event and patch 4.8, focusing on ship Warbond discounts, referral reward changes, and strategic purchasing advice to maximize value through upgrade paths and tim… --- ## [Star Citizen: running Commodity Trading for some precious aUEC](https://www.starzen.space/t/star-citizen-running-commodity-trading-for-some-precious-auec/36714)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 14, 2026, 9:19pm UTC](https://www.starzen.space/t/star-citizen-running-commodity-trading-for-some-precious-auec/36714 "2026-05-14T21:19:14Z")
The speaker discusses purchasing a Buccaneer ship in Star Citizen for £99, highlighting its valuable 10-year insurance plan and the importance of claiming DefCon content to access these benefits. They also … --- ## [STAR CITIZEN | 4.8 is a TOTAL DISASTER, NOTHING WORKS❗ 😅](https://www.starzen.space/t/star-citizen-4-8-is-a-total-disaster-nothing-works/36706)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 14, 2026, 5:45pm UTC](https://www.starzen.space/t/star-citizen-4-8-is-a-total-disaster-nothing-works/36706 "2026-05-14T17:45:33Z")
The video delivers a harsh critique of Star Citizen’s 4.8 update, highlighting numerous broken features, confusing insurance mechanics, frustrating bugs like ship duplication, and a poorly designed interfac… --- ## [Insurance Cost Update Pt.2: Price Check With Upgraded, Non-Stock Components | Star Citizen 4.8 PTU](https://www.starzen.space/t/insurance-cost-update-pt-2-price-check-with-upgraded-non-stock-components-star-citizen-4-8-ptu/36615)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 11, 2026, 6:36pm UTC](https://www.starzen.space/t/insurance-cost-update-pt-2-price-check-with-upgraded-non-stock-components-star-citizen-4-8-ptu/36615 "2026-05-11T18:36:13Z")
The video investigates how upgraded, non-stock components affect insurance claim costs in Star Citizen, finding that cosmetic changes like paint do not increase costs, while weapon and military-grade upgrad… --- ## [OMG: The Ship Insurance Cost Skyrocketed In 4.8: Brace For Impact! | Star Citizen 4.8 PTU Testing](https://www.starzen.space/t/omg-the-ship-insurance-cost-skyrocketed-in-4-8-brace-for-impact-star-citizen-4-8-ptu-testing/36577)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 9, 2026, 8:35pm UTC](https://www.starzen.space/t/omg-the-ship-insurance-cost-skyrocketed-in-4-8-brace-for-impact-star-citizen-4-8-ptu-testing/36577 "2026-05-09T20:35:40Z")
The video highlights a major increase in ship insurance costs and claim times in Star Citizen 4.8 PTU, with larger ships facing exorbitant fees and lengthy waits that encourage players to prioritize ship pr… --- ## [Star Citizen FINALLY added this feature!](https://www.starzen.space/t/star-citizen-finally-added-this-feature/36355)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [May 1, 2026, 3:11pm UTC](https://www.starzen.space/t/star-citizen-finally-added-this-feature/36355 "2026-05-01T15:11:39Z")
Star Citizen’s new ship item recovery feature introduces an insurance system allowing players to reclaim insured ships and components instantly after destruction, with considerations for cooldowns, claim co… --- ## [Important Questions Tested And Answered Regarding The Vehicle Loadout Recovery \[Test #2 | 4.8 PTU\]](https://www.starzen.space/t/important-questions-tested-and-answered-regarding-the-vehicle-loadout-recovery-test-2-4-8-ptu/36339)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [April 30, 2026, 6:14pm UTC](https://www.starzen.space/t/important-questions-tested-and-answered-regarding-the-vehicle-loadout-recovery-test-2-4-8-ptu/36339 "2026-04-30T18:14:57Z")
The video tested the new vehicle loadout insurance system in the 4.8 PTU patch, confirming that players can switch between default and custom insured loadouts without losing customizations, provided they ma… --- ## [Duping Is DEAD in Star Citizen… New Loadout System Explained!](https://www.starzen.space/t/duping-is-dead-in-star-citizen-new-loadout-system-explained/36330)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [April 30, 2026, 11:15am UTC](https://www.starzen.space/t/duping-is-dead-in-star-citizen-new-loadout-system-explained/36330 "2026-04-30T11:15:28Z")
The Star Citizen 4.8 update introduces a new insurance and loadout system that saves and restores ship components upon reclaiming, effectively ending the duping exploit by bricking destroyed ships and tying… --- ## [You Can Lose Your Pledged Paints In 4.8 | Vehicle Loadout Recovery/Insurance Test & Guide | 4.8 PTU](https://www.starzen.space/t/you-can-lose-your-pledged-paints-in-4-8-vehicle-loadout-recovery-insurance-test-guide-4-8-ptu/36328)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [April 30, 2026, 9:21am UTC](https://www.starzen.space/t/you-can-lose-your-pledged-paints-in-4-8-vehicle-loadout-recovery-insurance-test-guide-4-8-ptu/36328 "2026-04-30T09:21:34Z")
The video explores Star Citizen’s 4.8 PTU update, detailing the new vehicle loadout insurance system that allows players to save and insure customized ship configurations to prevent permanent loss of upgrad… --- ## [Lot's Of Changes In Latest Evo Test!](https://www.starzen.space/t/lots-of-changes-in-latest-evo-test/36253)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [April 27, 2026, 11:04am UTC](https://www.starzen.space/t/lots-of-changes-in-latest-evo-test/36253 "2026-04-27T11:04:48Z")
The latest Star Citizen Evocati patch introduces major updates to vehicle loadouts and insurance, including customizable “snapshots,” a “bricking” mechanic to prevent exploits, and hangar storage limits, al… --- ## [Lot's Of Changes In Latest Evo Test!](https://www.starzen.space/t/lots-of-changes-in-latest-evo-test/36251)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [April 24, 2026, 10:50am UTC](https://www.starzen.space/t/lots-of-changes-in-latest-evo-test/36251 "2026-04-24T10:50:20Z")
The video covers the latest Evocati test update for Star Citizen, focusing on new insurance mechanics, vehicle loadouts, ship limits per location, and scrapping features, while noting ongoing uncertainties … --- ## [SaltEMike Reacts to Roadmap Roundup April 22, 2026 MAJOR DUPING CONVERNS](https://www.starzen.space/t/saltemike-reacts-to-roadmap-roundup-april-22-2026-major-duping-converns/36178)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [April 23, 2026, 2:51pm UTC](https://www.starzen.space/t/saltemike-reacts-to-roadmap-roundup-april-22-2026-major-duping-converns/36178 "2026-04-23T14:51:24Z")
In the video, SaltEMike reviews the latest Star Citizen roadmap updates, expressing enthusiasm for new missions and content but raising significant concerns about the proposed item recovery vehicle loadouts… --- ## [Cig marketing got the message? | star citizen](https://www.starzen.space/t/cig-marketing-got-the-message-star-citizen/35548)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [March 23, 2026, 4:20pm UTC](https://www.starzen.space/t/cig-marketing-got-the-message-star-citizen/35548 "2026-03-23T16:20:46Z")
The video discusses improvements in Star Citizen’s marketing strategies, highlighting increased community engagement, better accessibility of ships like the Constellation Phoenix, and the need for backend s… --- ## [Answer the Call - Star Citizen 4.7 is Looking Up](https://www.starzen.space/t/answer-the-call-star-citizen-4-7-is-looking-up/34667)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [February 9, 2026, 12:48am UTC](https://www.starzen.space/t/answer-the-call-star-citizen-4-7-is-looking-up/34667 "2026-02-09T00:48:18Z")
In this episode of “Answer the Call,” Mike and guest Ky, along with several callers, discuss concerns and hopes surrounding Star Citizen’s upcoming 4.7 patch, focusing on crafting, inventory rework, and the… --- ## [Is This REALLY the Last LTI Deal You Should Buy?](https://www.starzen.space/t/is-this-really-the-last-lti-deal-you-should-buy/34119)
**Author:** [@merefield](https://www.starzen.space/u/merefield)\ **Replies:** 1\ **Last updated:** [January 9, 2026, 2:21pm UTC](https://www.starzen.space/t/is-this-really-the-last-lti-deal-you-should-buy/34119 "2026-01-09T14:21:44Z")
The video argues that the Salvager starter pack’s lifetime insurance (LTI) is overrated and offers limited practical value, as it only covers the base hull and not upgrades, while the specialized salvage sh… --- ## [This Shift Could Be One of The Biggest Changes for Star Citizen Players in 2026](https://www.starzen.space/t/this-shift-could-be-one-of-the-biggest-changes-for-star-citizen-players-in-2026/33945)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [December 30, 2025, 6:49pm UTC](https://www.starzen.space/t/this-shift-could-be-one-of-the-biggest-changes-for-star-citizen-players-in-2026/33945 "2025-12-30T18:49:48Z")
The video outlines the evolution of Star Citizen’s item recovery system, highlighting the upcoming tier one update that will allow players to register and reclaim gear and ships for a fee, integrating insur… --- ## [What did Star Citizen subscribers get this month? | November 2025](https://www.starzen.space/t/what-did-star-citizen-subscribers-get-this-month-november-2025/32726)
**Author:** [@merefield](https://www.starzen.space/u/merefield)\ **Replies:** 1\ **Last updated:** [November 5, 2025, 5:00pm UTC](https://www.starzen.space/t/what-did-star-citizen-subscribers-get-this-month-november-2025/32726 "2025-11-05T17:00:03Z")
In November 2025, Star Citizen subscribers received exclusive skull-themed flare items, including new unreleased designs on the PTU, along with stylish Misfit jacket motifs for Centurion and elaborate Bone … --- ## [Star Citizen FEATURE UPDATE: Item Recovery T1, Bricked Items & Insurance](https://www.starzen.space/t/star-citizen-feature-update-item-recovery-t1-bricked-items-insurance/28303)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [September 6, 2025, 4:06pm UTC](https://www.starzen.space/t/star-citizen-feature-update-item-recovery-t1-bricked-items-insurance/28303 "2025-09-06T16:06:07Z")
The video details upcoming improvements to Star Citizen’s item recovery system, including Tier 1 features like ship and gear registration with insurance options, and Tier 2 allowing players to restore “bric… --- ## [Star Citizen - The end of looting?](https://www.starzen.space/t/star-citizen-the-end-of-looting/24704)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [March 17, 2025, 7:32pm UTC](https://www.starzen.space/t/star-citizen-the-end-of-looting/24704 "2025-03-17T19:32:25Z")
The latest Star Citizen update introduces a multi-tier item recovery system, starting with tier zero in patch 4.1, which allows players to retain equipped items upon death while making inventory items loota… --- ## [Star Citizen: What is 4.1 Item Recovery About?](https://www.starzen.space/t/star-citizen-what-is-4-1-item-recovery-about/24447)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [March 5, 2025, 9:57pm UTC](https://www.starzen.space/t/star-citizen-what-is-4-1-item-recovery-about/24447 "2025-03-05T21:57:55Z")
In the video, Daniel Raymond discusses the upcoming item recovery changes in Star Citizen’s version 4.1, which will allow players to respawn with their equipped items but lose those in their backpack, while… --- ## [Star Citizen 4.0.2 now LIVE + Polaris is almost 1000$](https://www.starzen.space/t/star-citizen-4-0-2-now-live-polaris-is-almost-1000/24359)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [March 1, 2025, 5:58am UTC](https://www.starzen.space/t/star-citizen-4-0-2-now-live-polaris-is-almost-1000/24359 "2025-03-01T05:58:25Z")
The video discusses the release of Star Citizen version 4.0.2, highlighting updates such as improved planetary night brightness, performance optimizations, and gameplay adjustments, including changes to shi… --- ## [Why This Is Favourite Way To Play Star Citizen Right Now](https://www.starzen.space/t/why-this-is-favourite-way-to-play-star-citizen-right-now/23800)
**Author:** [@StarZenBot](https://www.starzen.space/u/StarZenBot)\ **Replies:** 1\ **Last updated:** [February 2, 2025, 4:02pm UTC](https://www.starzen.space/t/why-this-is-favourite-way-to-play-star-citizen-right-now/23800 "2025-02-02T16:02:59Z")
In the video, the creator shares their enjoyment of scavenging in Star Citizen, highlighting the thrill of stripping valuable components from abandoned ships, especially in the Pyro system, while navigating… [Next page](https://www.starzen.space/tag/insurance/8.md?match_all_tags=true&page=1&tags%5B%5D=insurance)